Unlimited 2% money rewards —Â Cardholders earn a vast 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that supply greater money again charges on sure classes, and whereas they are often value it, they do require extra effort. And they typically are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Active Cash® Card is ideal for somebody that wishes an easy-to-use card that also gives excessive rewards: you’ll earn a best-in-class flat rewards straight away in your purchases — with no limits or hoops to leap by means of.
$200 money rewards sign-up bonus — New Wells Fargo Active Cash® Card holders can earn a $200 money rewards sign-up bonus for spending simply $500 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual price, but it surely’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. We’ve but to come back throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
15-month 0% APR intro supply — New cardholders can take pleasure in 0% intro APR on each new purchases and eligible steadiness transfers for a full 15 months. (After that interval, a go-to price of 20.24%, 25.24%, or 29.99% Variable APR thereafter applies.) That’s a terrific supply, even when in comparison with playing cards marketed only for a 0% intro APR. It signifies that this card will help you keep away from curiosity on purchases and steadiness transfers into 2025!
Keep in thoughts that steadiness transfers should be made inside the first 120 days to qualify for a decreased rate of interest and a decrease steadiness switch price.
No annual price — In many instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Active Cash® Card, which sports activities a $0 annual price.
Cell cellphone safety —Â With the worth of a typical cellphone within the a whole bunch of {dollars}, having some kind of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in cellphone safety of as much as $600 simply by paying your cellphone invoice along with your card. Coverage is topic to a $25 deductible.